For Marriage /
Education
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Type of Advance
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Purpose
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Eligibility
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Maximum Admissible Amount**
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Proof/ documents required
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Under Para 68-k of the Scheme
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For the marriage of:
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50% of Employee share
at the time of tendering the application
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Apply in Form-31
through the Employer
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1.
self
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Should complete at least 7 years of service.
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2.
son, daughter
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Bonafide Certificate
duly indicating the fees payable from the educational institution
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3.
brother, sister
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For education of :
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3 times in the entire service
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Marriage invitation
card along with the
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o self
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application should be
submitted through the
employer
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o son, daughter
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For Treatment
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Type of Advance
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Purpose
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Eligibility
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Maximum Admissible
Amount**
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Proof/ documents
required
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Under Para 68-j of the Scheme
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For the treatment of :
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·
No minimum service required
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6 times of Wages
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Certificates of proof
as mentioned in the eligibility column
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1. self
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Whenever required for treatment
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2. Hospitalization for 1
month or more
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Certificate from ESI or from Employer that the ESI facility are
not available to the member
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OR
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Apply in Form-31
through the Employer
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1. major surgical
operation in a hospital
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2. suffering from TB,
leprosy, paralysis, cancer, mental derangement or heart ailment
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a doctor [ or registered medical practitioner] of the hospital
certifies that a surgical operation or hospitalization for 1 month or more
is/was necessary
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Full of Employee share
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and having been granted leave by his employer for the treatment
of said illness
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(whichever is less)
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2. family( spouse, son,
daughter, dependent father, mother)
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In case of TB, leprosy ...etc., a specialist doctor should
certify
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1. major surgical
operation in a hospital and 1 month or more hospitalization for the operation
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2. suffering from TB,
leprosy, paralysis, cancer, mental derangement or heart ailment
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Type of Advance
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Purpose
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Eligibility
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Maximum Admissible Amount**
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Proof/ documents required
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Under Para 68-B of the Scheme
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For the construction/ purchase of dwelling unit (house/ flat)
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Should complete 5 Years of service
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36 times of Wages
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Declaration in the
Proforma obtained along with application signed by Member
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Only once in service
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Only Once (either 'construction or purchase of house' or
'repayment of housing loan)
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property should be in the name of self or spouse or jointly
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Apply in Form-31
through Employer
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should not be a joint property owned by other than the spouse
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Apply in Form-31
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Repayment of housing
loan
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Type of Advance
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Purpose
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Eligibility
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Maximum Admissible Amount**
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Proof/ documents required
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Under Para 68-BB of the Scheme
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Repayment of housing loan
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Should complete 10 Years of service
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36 times of Wages
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Declaration in the
Proforma obtained with approval and signed by the Member
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Only once in service
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Only Once (either 'construction or purchase of house' or
'repayment of housing loan)
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property should be in the name of self or spouse or jointly
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Apply in Form-31
through the Employer
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should not be a joint property owned by other than spouse
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Apply in Form-31
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For the purchase of
site/ plot
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Type of Advance
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Purpose
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Eligibility
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Maximum Admissible Amount**
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Proof/ documents required
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Under Para 68-B of the Scheme
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For the purchase of site/ plot
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Should complete 5 Years of service
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24 times of Wages
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Filled-up
Declaration(from the Employee in the prescribed form and enclosed with the
application.
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Only once in service
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Only Once
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property should be registered in the name of self or spouse or
jointly
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Copy of the Purchase
Agreement
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should not be a joint property owned by other than spouse
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Apply in Form-31
through the Employer
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Addition/alteration of
house
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Type of Advance
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Purpose
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Eligibility
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Maximum Admissible Amount**
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Proof/ documents required
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Under Para 68-B(7) of the Scheme
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Addition/alteration of house
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Should complete 5 Years after construction
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12 times of Wages
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Certificates of proof
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(same type of advance can be availed for repair of house)
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Annexure III (construction / completion certificate/ utilisation
certificate) should be submitted
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Only Once
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Only once in service
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Apply in Form-31
through the Employer
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·
property should be in the name of self or spouse or jointly
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Apply in Form-31
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should not be a joint property owned by other than spouse
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Repair of house
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Type of Advance
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Purpose
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Eligibility
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Maximum Admissible Amount**
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Proof/ documents required
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Under Para 68-B(7) of the Scheme
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Repair of house
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Should complete 10 Years after construction
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12 times of Wages
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Certificates of proof
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(same type of advance can be availed for alteration of house)
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Annexure XIII (construction completion certificate) should be
submitted
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Only once
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Only once in service
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Apply in Form-31
through the Employer
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·
property should be in the name of self or spouse or jointly
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should not be a joint property owned by other than spouse
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Lockout
or closure of the establishment
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Type of Advance
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Purpose
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Eligibility
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Maximum Admissible Amount**
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Proof/ documents required
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Under Para 68-H of the Scheme
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Lockout or closure of the establishment
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·
No minimum service
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equivalent to the
total of wages multiplied by no. of months closed
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Declaration
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should be closed for more than 15 days
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Whenever need arises
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Wages for atleast 2 months is not paid
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Apply in Form-31
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Balance should be there in Employee's share. If closed for more
than 6 months, advance can be allowed from Employer's share also
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Withdrawal prior to
retirement
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Type of Advance
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Purpose
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Eligibility
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Maximum Admissible Amount**
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Proof/ documents required
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Under Para 68-NN of the Scheme
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Withdrawal prior to retirement
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No minimum service
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90% of total of both
shares
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Certificate from the
employer showing the date of retirement
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·
atleast 54 years of age
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Only once
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·
1 year before retirement
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Apply in Form-31
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Other Advances
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68L
: ADVANCE IN ABNORMAL CONDITIONS
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Types of Benefit
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Eligibility
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Eligible Amount
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Form
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Documentary Support
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Grant of advance in
abnormal conditions, Natural calamities etc.
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· Certificate of
damage from appropriate authority.
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Rs. 5000/- or 50% of
member’s own share of contribution (To apply within 4 months)
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No.31
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Certificate from the
Appropriate Authority.
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· State Govt.
declaration.
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68
M : ADVANCE TO MEMBER AFFECTED BY CUT IN THE SUPPLY OF ELECTRICITY
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Types of Benefit
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Eligibility
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Eligible Amount
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Form
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Documentary Support
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Grant of advance to
members affected by cut in the supply of electricity
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The advance may be
granted only to a member whose total wages for any one month commencing from
the month of January 1973 were 3/4th or less than 3/4th
of wages for a month
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Wages for a month
OR
Rs.300/-
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No.31
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Certificate from State
Govt. regarding cut in the supply of electricity.
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68
N : GRANT OF ADVANCE TO MEMBERS WHO ARE PHYSICALLY HANDICAPPED
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Types of Benefit
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Eligibility
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Eligible Amount
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Form
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Documentary Support
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To Physically
Handicapped member for purchase of an equipment required to minimize the
hardship on account of handicap.
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Production of
medical certificate from a competent medical practitioner to the effect
that he is physically handicapped
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Basic wages+ DA for
six months
or
own share of contribution with interest or cost of equipment which ever is
least.
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No.31
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Certificate from the
Medical practitioner to the effect that the member is physically
handicapped..
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