There are three basic needs of every Human Being Food, clothing, and shelter. The Toughest of these three is Shelter. In the Presents Scenario its is not practically possible for a Salaried Personals to buy a Flat in Full down payment. Here Comes the role of Home Loan. Almost all the Indian Banks provide Home loans @10.25% to 11.00%. Also there are some tax exemptions in Interest amount paid in home loan.If you are a salaried employed & willing to apply for Home loan, you will have to provide self attested copies of following documents at the time of application & original copies at the time to final Sanctioning of loan.
You can read more articles on Bank Loan :-
- Home Loan Documents Required From Builder
- Home Loan EMI Calculator Excel
- Car Loan EMI Calculator Excel
- Personal Loan EMI Calculator Excel
Documents Required for Home loan Application for Salaried Personals :-
- Address Proof (Voter Card, Passport, Telephone Bill, Electric Bill, Ration Card etc)
- PAN Card
- Latest colour photograph (One to Five Copies)
- Salary Slip (Last Three to Six months)
- Form No.-16 (For Last 2 - 3 years)
- Income Tax Return (For Last 2 - 3 years)
- Previous employment detail (if the present employment is less than three years)
- Salary Account Bank Statement ( last 6 - 12 months )
- Sanction Letter of other loan/(s) – if any
- Statement of Account of other loan(s) – if any
- Bank Statement of other loan Repayment account for last 6 months– if any

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